Fixed Income Products

Looking for stable and low-risk investment options? Our fixed income solutions help you grow your wealth with peace of mind. Whether it’s Fixed Deposits, Government Bonds, or Corporate Bonds, we offer a range of secure options that deliver predictable returns over time.

Understanding Fixed Income Instruments

Fixed income investments are products that offer regular interest payouts or guaranteed returns after a defined period. These instruments are generally less volatile and offer capital protection, making them ideal for conservative investors.
Popular fixed income options include:

Why Do You Need Stock Broking Services?

Each option provides a fixed return structure, helping investors plan their finances with certainty and security.

Why Do You Need Fixed Income Investments?

Commonly Used Terms in Fixed Income Products

Here are some of the common terms you should know as an investor:

Face Value

The original value of the bond or instrument that is repaid to the investor at maturity, excluding interest.

Callable Bond

A bond that can be redeemed by the issuer before its maturity date, usually at a premium.

Accrued Interest

The interest that has accumulated on a fixed income investment since the last interest payment date but has not yet been paid to the investor.

Coupon Rate

The interest rate paid by the bond issuer to the bondholder at regular intervals.

Maturity Date

The date on which the principal amount of the bond or FD is returned to the investor.

Lock-in Period

A fixed duration during which your investment cannot be withdrawn without penalty.

Yield

The income return on an investment, usually expressed as an annual percentage.

Credit Rating

A rating given to a bond by a credit agency indicating the creditworthiness of the issuer.

Sovereign Guarantee

An assurance provided by the government that the invested amount will be repaid with interest.

Tenure

The period for which the investment is held until maturity.

Earn Steady Returns, Invest Securely

Secure your wealth with safe and stable fixed income investments, guaranteed returns, low risk, and financial peace of mind.

Benefits of Fixed Income Instruments

Predictable Returns

Enjoy fixed and assured interest earnings, regardless of market fluctuations.

Low Risk, High Safety

Most fixed-income products are low-risk, with options like GOI Bonds carrying government backing.

Capital Preservation

Protect your original investment amount while earning consistent returns.

Ideal for Goal Planning

Plan for life goals like retirement, children’s education, or home buying with fixed timelines and returns.

Diverse Investment Choices

Choose from FDs, government bonds, or corporate bonds depending on your risk appetite and tenure preferences.

Services We Offer in Fixed Income

Secure investments with fixed interest, flexible tenure, and guaranteed returns.

Sovereign-backed instruments offering safety and regular interest income.

Company-issued bonds with higher yield opportunities and various maturity options.

Fixed Income Product

Want stable returns without market volatility? Our fixed income solutions offer secure investment options like bonds and debt instruments that ensure predictable income and capital protection.

Principles of Fixed Income Investment

Stability and Security

Capital preservation and stable returns form the foundation of fixed income investing.

Transparency

All interest rates, maturity values, and lock-in terms are disclosed before investment.

Suitability and Alignment

We help you choose instruments that align with your risk profile, tenure, and financial goals.

Regulatory Compliance

All instruments comply with guidelines from the RBI, SEBI, and other financial regulatory bodies.

Accessibility

Easily invest in FDs or bonds through digital and offline platforms with complete support.

Frequently Asked Questions

Fixed income investments are instruments that provide regular income or fixed returns over a defined period, such as FDs, government bonds, and corporate bonds

These investments offer safety, capital protection, and predictable returns, making them ideal for conservative or long-term investors.

While no investment is entirely risk-free, options like GOI Bonds and bank FDs are among the safest due to their backing by reputable institutions or the government.

Some products, like FDs, allow premature withdrawal with a penalty, while others, like bonds, may need to be sold in the secondary market.

Fixed income products suit investors seeking low-risk investments, regular income, and financial stability over time.